Welcome to ACF Mortgage, LLC.

“I am committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, my extensive experienced can help make your dreams come true.” – Seth Stefanko

Client Testimonials

"My family cannot begin to thank Seth enough for how smooth, easy, affordable, and worry free he made our first home buying experience. The knowledge and professionalism that he used throughout every turn did nothing but impress my wife and I. Another piece that helped was the ability to match…Read More

Jason L.

"I am self-employed as a real estate investor. I have spent an enormous amount of time working with banks for loans to be put off or rejected well into the process because of risk associated with my business - no matter how good my credit history. I was rejected by…Read More

H.W.

"It was great working with Seth and he made the process seamless. We were buying our first home and Seth did a great job of explaining everything that we needed to know and also putting everything in terms that we could understand. He walked us through every step of the…Read More

J. Lewis

Recent Blog Posts

SPRING IS HERE AND BUYING SEASON IS UPON US!!!

Is your current home not working out? Thinking of listing? Or is your lease almost up and you think now is the time to have your own place to call…

5 Things You Should Know About Mortgages That Are Commonly Misunderstood.

1. "I need at least 5% Down to purchase a home". Nope, FHA will allow as little as 3.50% down with some or all of it being gifted funds. There…

Right Time to Buy?

Is it the right time to Purchase a home? According to the Home Opportunity Index(HOI) it may be the perfect time to buy a home for a few very important…

Thank you for visiting my personal mortgage page! Here you will be able to apply for a mortgage, request a quotes, learn about the various mortgage products available, and upload your personal documents. Whether new to the mortgage process or have been through it in the past, I will walk you through the new guidelines and processes, that are mandated in order to close your loan.  My goal is to make it as smooth as possible and close your loan on-time! Once again, Thanks for visiting and looking forward to working with you!